A comprehensive guide to finding the right type and level of coverage to safeguard your home and belongings against the unexpected.
How we analyzed the best How we analyzed the best Homeowners Insurance providers
Coverage Options
Knowing your options can help you choose the right product for your home and budget. We assessed the 15+ policy types available and recommend what’s best for you depending on your risks.
Claims Processing
Great carriers guide you through every step of the way, from quote to claims payout.
Customer Service
We talked to homeowners like you to understand what matters most to consumers in your situation.
Financial Strength
Financial stability signals a carrier’s ability to meet its obligations to you as a policyholder. We also had questions about financial stability, so we dug deeper to get a better understanding of how important this actually is.
Add-On Coverages
Add-on coverages, riders, floaters or endorsements all refer to supplemental coverages you can add to an insurance policy for enhanced protection.
Our Homeowners Insurance Review Summed Up
Company Name The Best for
Hippo Home Insurance Best for Quick Quotes
Progressive Home Insurance Best for Agent-Assisted Comparison Shopping
Allstate Home Insurance Best for First-Time Home Buyers
Lemonade Home Insurance Best for a Mobile Experience
Amica Home Insurance Best for Customer Service
USAA Home Insurance Best for Military Members
State Farm Home Insurance Best for Local Agent Support
Young Alfred Homeowners Insurance Best for Comparing Quotes
QuoteWizard Homeowners Insurance Best Marketplace